Golden Observation | CCB's DCEP wallet is online: transfer money with just one touch.Wechat and Alipay are not currently supported

According to the official APP of China Construction Bank, the CCB digital currency personal wallet has been launched. At present, the APP has added two sub-menus of "Digital Wallet Recharge" and "Digital Currency". Users can bind their bank cards to activate directly, but at present, this function may only be practically applied in some test areas.

After the trial, I found that: 1. If the mobile phone supports NFC, you can try the one-touch transfer. WeChat and Alipay currently do not support this function; 2. If you are looking for a contact to transfer money, you need to correctly enter the other party’s name, mobile phone number, and digital currency wallet Nickname, both are indispensable; 3. Although the account opened on the App is marked as a second-class account, the single limit is not 5,000 yuan, but 50,000 yuan, and the annual limit is 500,000 yuan (the annual limit for the second-class account is 300,000 yuan) Yuan). 4. The red envelope function is not yet available.

Golden Evening News｜A list of important news on the evening of July 17: 12:00-21:00 Keywords: Filecoin, Beijing Bitmain, Bytom, ETC, Federal Reserve, Ethereum 2.0

1. The official Filecoin miners meeting will start at 9 am on July 22.

2. Beijing Bitmain: According to the current legal framework, the shareholder dispute of our company will eventually be attributed to Cayman.

3. The release of Bytom is delayed to meet the smart contract lock-up plan.

4. Security researcher: The Twitter attack may be related to the SIM card swap attack.

5. ETC Asia Pacific Community Manager: CoreGeth continues to serve the ETC network as the official maintenance client of ETCCore.

6. Co-founder of Gemini: I don’t know who hacked Twitter, but the Federal Reserve did “hack” the US dollar.

7. Hangzhou launched a blockchain technology electronic seal application platform.

8. The Malaysian Securities Commission added Binance to the investor warning list.

9. Economic analysis of Ethereum 2.0 PoS: Three variables including the amount of ETH pledged determine the security of the network. [2020/7/17]

However, at around 15:30 Beijing time, the trial found that CCB's "Digital RMB Wallet" could no longer be opened (the area of use is Beijing). The App page prompts that "the modified function has not been officially provided to the outside world, please look forward to it", and the reference code is MIP000015. According to the previously disclosed "China Construction Bank Digital RMB Wallet Personal Customer Service Agreement", during the pilot period, CCB may change the service content-ethexc or stop providing services without prior notice. In this case, CCB will assist Party A to complete related operations such as fund withdrawal and wallet cancellation to ensure the safety of Party A’s funds, but CCB will not undertake other responsibilities for this.

Analysis | Golden disk: HT/USDT moving average suppression: Golden disk comprehensive analysis: HT/USDT 30-minute K-line chart, MA72 suppressed, rebound blocked, short-term trading volume here is shrinking, and trading opportunities are small. [2018/8/10]

According to the CCB APP, the upper limit of the "digital RMB wallet" (a first-class wallet) balance is 500,000 yuan, the single transaction limit is 50,000 yuan, the daily limit is 100,000 yuan, and the annual limit is 500,000 yuan. The "Digital RMB Wallet" service agreement states that the types of "digital currency wallets" can be divided into first-class wallets, second-class wallets, third-class wallets, and fourth-class wallets. The upper limit of the balance of the second type of wallet is 10,000 yuan, the upper limit of a single payment is 5,000 yuan, the daily cumulative payment limit is 10,000 yuan, and the annual cumulative payment limit is 300,000 yuan; the third type of wallet balance is limited to 2,000 yuan, and the single payment limit is 2,000 yuan, the daily cumulative payment limit is 2,000 yuan, and the annual cumulative payment limit is 50,000 yuan; the upper limit of the balance of the four types of wallets is 1,000 yuan, the single payment limit is 500 yuan, the daily cumulative payment limit is 1,000 yuan, and the annual cumulative payment limit is 10,000 yuan.

Golden Theory of Relativity | Andrew David Wei: Either chain or currency reform is extreme: In this issue of Golden Relativity, on the issue of "chain reform, why? What?" Andrew David Weiwei Tengfei, Event Planning Director of Liangzhong Sports Events, said: Chain reform and currency reform are just different focuses of the proponents. The direction of thinking about pure chain reform is the transformation of database, and the direction of thinking about pure currency reform is the transformation of capital operation. Whichever direction you go is an extreme. Considering the integrated design based on the overall situation of financing, operation, and listing is the key. Looking back at the revolution of the Internet is the revolution of informatization, which improves the speed of information transmission, reduces costs and can interact. Blockchain The revolution of asset digitization is the revolution of asset digitization. The asset value is digitized and circulated through cryptography. Then, on top of the traditional business, the core value for customers needs to be empowered by the consensus mechanism of the blockchain, and the entire core value is built around the core value. The redesigned closed-loop business logic, including the closed-loop design of user ecology, business ecology, consumption ecology, and financial ecology, allows tokens to circulate in the four ecology. Such a design will be a process from simple to complex , will eventually enter a new business form to build a new type of economic society. [2018/8/10]

Beginning in April this year, the wages and subsidies of some agencies and institutions in Shenzhen, Xiong'an, Chengdu, and Suzhou will be issued through digital currency. According to reports, Suzhou Xiangcheng District requires employees of district administrative units to install digital wallets in April, and in May, 50% of the transportation subsidies in their wages will be distributed in the form of central bank digital currency.

At the same time, the Xiongan New District held a pilot promotion meeting for the legal digital renminbi (DCEP). The promotion meeting was organized by the Reform and Development Bureau of the Xiongan New Area Management Committee, and digital currency R&D institutions and pilot merchants were invited to participate. There are 19 units in the list of pilot promotion in Xiong'an this time, including Starbucks, McDonald's, Qingfeng Baozi Shop, Kunlun Haoke Convenience Store, etc. This is the second pilot city for the digital currency after it landed in Suzhou.

With the continuous advancement of the central bank's digital currency, great progress has been made in the implementation of DCEP. On August 14, the Ministry of Commerce officially issued the "Overall Plan for Comprehensively Deepening the Innovation and Development of Service Trade Pilots", and launched digital RMB pilots in the Beijing-Tianjin-Hebei region, the Yangtze River Delta, the Guangdong-Hong Kong-Macao Greater Bay Area and qualified pilot areas in the central and western regions.

China is relatively early and progressing rapidly in the research and development and pilot of the central bank's digital currency. At present, the top-level design, standard formulation, function research and development, joint debugging and testing have been basically completed. In addition, Lithuania, France, Cambodia and Thailand have taken the lead in the progress of central bank digital currency.

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